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Credit cards vs. debit cards at US online casinos!



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Credit cards vs. debit cards at US online casinos!

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deanman777

Joined: Thu Sep 17, 2009 10:20 am
Posts: 1
Post Credit cards vs. debit cards at US online casinos!
As a US online casino player the struggle for me and for many players out there has been how to make deposits at casino sites as a player who resides in the United States. The fact is that there are several options out there for players like ourselves to make deposits at casinos. I myself like to mix it up between UseMyWallet, Quicktender and other similar type debit card options. These methods are a bit more time consuming initially as they involve the setup of accounts with these third parties and either bridging your credit card or bank account with their systems. Although they're relatively hassle free credit cards are still my first choice when it comes to making deposits at casinos. With credit card deposits you know that you'll have instant access to funds should the deposit take and the transaction be processed properly. The thing however is that you really need to play at online casinos that are able to accept these transactions. If at any point you find that you're getting a rejection on your credit card while playing at an online casino as a US player there's a good chance that their merchant account has either been fried or another issue related to them being able to accept your payment has transpired. My suggestion is that if this ever happens would be to have a debit card account with either UseMyWallet, Quicktender or another banking option that is not a credit card handy. This way when you have the urge to play you're not stuck tinkering with trying to create an account with a third party when all you really want to do is play.

There are a few things you should know though. In general deposit methods that are not credit card oriented have certain restrictions that you need to know about. Although casinos do apply limits to credit cards these can be overcome by the casino provided that they're confident that you're a real honest player and someone who won't chargeback transactions, etc... Generally the limits with credit cards are dependent on a number of factors. As a new player you likely won't have the highest deposit limits, but as the casino gets to know you they'll raise these. In general altnerative banking options don't have the same freedom of maneuverability as credit cards do as third parties now really dictate the terms of how much you can deposit in a given period, interval, etc...

All in all credit cards are still the preferred option whether you're from the US and want to deposit at an online casino or from abroad. If you're abroad you probably won't have the same kinds of issues but if you do you can apply for the same third party banking options and utilize those as well.

So I just wanted to really share my opinion with you guys here on the topic of Credit cards vs. debit cards and other banking options for all United States online casino players out there!

Have a nice weekend everyone!

Dean :ugeek:


Thu Sep 17, 2009 10:41 am
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dannyspicer

Joined: Wed Feb 18, 2009 3:01 am
Posts: 23
Post Re: Credit cards vs. debit cards at US online casinos!
Amen... brother! I agree with you 100% and really beleive that credit cards are still the way to go. If paypal were still accepting transactions it would likely be the preferred option for players in the US to utilize and in some cases even over credit card I would think.

I myself tend to stick to online casinos that I know are able to take my deposits using credit cards. Generally the casinos that are dominant in the US gaming space are the ones that are able to accept transactions as such from us American players.

Alternative banking solutions are ideal if you already have an account with them but as a first time player if you get rejected the first time I think that you'll either not play or not play again for at least a while and at that point you may even go to another casino to play. Casinos really need to be on the ball if they're operating in the US and accepting transactions from US players.

Good post BTW...

Danny


Thu Sep 17, 2009 3:06 pm
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judabanche

Joined: Tue Apr 28, 2009 4:55 pm
Posts: 10
Post Re: Credit cards vs. debit cards at US online casinos!
I've always been a fan of credit cards as a form of depositing funds into my online casino accounts. Whether it be using my Visa or Amex card I've always found it to be the quickest and most convenient option. It does suck when you get rejections but that's why it's good to play at a few US accepting online casinos as it's a much better way of dealing with it.

Although debit cards and other banking options at online casinos are good for some I prefer finding casinos that are able to accept my deposits using credit cards so that I really don't have to fuss about with creating accounts with all of these other companies unless I absolutely have to and it's not the case right now where you absolutely have to. There are several great online casinos out there for all of us to play at that still accept US players!

-Juda


Fri Sep 18, 2009 9:07 am
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kerrybonn

Joined: Tue Feb 17, 2009 4:17 am
Posts: 8
Post Re: Credit cards vs. debit cards at US online casinos!
I'm with you all credit cards all the way regardless of whether you're from the US or not will always be the easiest way to make a deposit at an online casino. In terms of withdrawals though I think that some of the alternative banking methods that are out there need to be considered as checks take too long to process, wire transfers can get messed up... I think that it really depends on where you are but if you're in the US then taking funds out though eWallet type solutions is an obvious and safe choice in comparison to some of the alternative often times.


Fri Sep 18, 2009 9:50 am
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sadie777

Joined: Tue Aug 19, 2008 8:44 am
Posts: 41
Post Re: Credit cards vs. debit cards at US online casinos!
Credit cards all the way so long as you're playing at an online casino that's able to accept them. Usually casinos have trouble processing your first deposit but if you're able to successfully deposit the first time then you should be able to make consecutive deposits thereafter without any issues ;)


Sat Sep 19, 2009 10:27 am
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flintcarling

Joined: Fri Jun 12, 2009 10:03 am
Posts: 13
Post Re: Credit cards vs. debit cards at US online casinos!
I'm with you all as well I prefer using credit card over other options. However when I get to know the casino well I have no issues around sending them a decent size wire and just playing with the funds that I've wired for a while... It's more risky if you can't control your gambling but online casinos definitely like wires and will reward you most of the time if you send funds by this means.

Have a nice weekend everyone!

Flint


Sat Sep 19, 2009 10:37 am
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karlbenton

Joined: Fri May 29, 2009 12:20 pm
Posts: 17
Post Re: Credit cards vs. debit cards at US online casinos!
Credit cards are great if you can use them at the casino that you're playing at and IMHO should always be used as a first attempt to play at the casino. If you're able to make a deposit on your first deposit with them there's a good chance that further deposits there on in you'll be able to make as well without any problems.

As a secondary option as players from the US there are several other options from which to choose from that can be used. It's might even be wise to contact the casino directly to inquire which options they accept for US players as they'll be honest with you and let you know what works best!


Sun Sep 20, 2009 11:08 am
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